Refinance your Loan

At Campbell and Barr Finance, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan

5.0

from 59 Reviews

Refinance your Home Loan or Investment Loan with our expert help

Refinancing your loan can seem like a daunting task, but it's a strategic move that can offer immense financial benefits, including lower interest rates, reduced monthly payments, or the chance to shorten the term of your mortgage. It's the perfect opportunity to reassess your financial goals and make your mortgage work better for you. At Campbell and Barr Finance, we understand the importance of making informed decisions about refinancing. Our expert mortgage brokers, strategically located in Sydney, Melbourne, Gold Coast, and Adelaide, are dedicated to providing personalised advice tailored to your individual circumstances.

When you choose Campbell and Barr Finance to guide you through the refinancing process, you're not just getting a broker; you're gaining a partner who's committed to finding you the best possible deal. Our brokers delve into a wide array of lending options to ensure that; when you refinance, it aligns with your financial aspirations and lifestyle goals. They're equipped with the latest market insights and have a comprehensive understanding of the complexities involved in refinancing.

Refinancing with the assistance of Campbell and Barr Finance means you'll have support every step of the way. Our team is known for their integrity, transparency, and dedication to achieving the best outcomes for our clients. With our expertise, refinancing can be a smooth, straightforward process that helps you secure your financial future. Let our seasoned mortgage brokers unlock the potential benefits of refinancing for you, ensuring your journey towards financial improvement is a successful one.

Our Recent Reviews

I recently used Scott to help with my latest property purchase. The whole experience with him was unreal! He honestly cares about the purchase as much as you do which is really refreshing. I’ve spoken with other mortgage brokers in the past and it felt like they would get you a figure that you could borrow and not much else. Scott really sets himself apart here as he actually listened to my goals and helped build out a strategy with me for now and the years to come. He is genuinely passionate about property and it really shows!! I would have struggled without his assistance and professionalism from start to finish, which made the whole process so smooth and stress free! I highly recommend Scott and I’ll definitely be using him again for my next purchase!

dave scotland

Ian Barr is an exceptional business and residential finance broker. His deep SME knowledge, strong accounting background, and expertise in financial and debt structuring sets him apart. My interactions with Ian from start to finish was handled with the highest level of professionalism, clarity, and outstanding service. I highly recommend Ian for any of your finance requirements.

Shehan Dharmasena

I was recommended to Laurence by a friend and am extremely pleased with everything! Laurence guided me through my first property purchase and was incredibly helpful, patient, and professional, providing a great experience from day dot. Don't think I could have been so stress-free and smooth-sailing without having the quality of communication, information, and care that Laurence showed. Will definitely be sticking with this service and recommending to others.

Claudia

We have had the pleasure of using Laurence on multiple occasions now, his clear communication and wealth of knowledge has been amazing each time. We couldn't recommend anyone higher, thank you Laurence!

Joshua Manning

Fantastic experience! We refinanced with Campbell and Barr Finance to reduce our interest rate, switching from a major bank and will never look back. First rate service and communication, very professional and Ian was there to hold our hand when needed. It was our first experience with Ian at Campbell and Barr but will definitely not be our last, we look forward to working with him again very soon!

Katie Saunders

Excellent mortgage Broker. I had great experience working with Laurence. He made the entire loan process smooth and stress -free. His communication was clear, professional and prompt throughout. He patiently walked me through every step, explained all my options clearly, and found the absolute best home loan for my situation. I couldn't have bought my property without his expertise. Thank you Laurence.

Anvesh Parikh

Frequently Asked Questions

Can you help me leverage my SMSF to purchase property?

The SMSF industry is highly-regulated – and rightly so! We will work closely with your financial adviser to ensure your SMSF remains compliant, without overburdening you with paperwork! We specialise in SMSF loans and have access to a wide range of specialist SMSF lenders, and insight into their closely-guarded lending criteria. We'll be on your side, using our proven track record in SMSF loans, and have refined our processes over time, to help you achieve your ideal outcome.

I want to purchase my next home, can you help?

If you're ready to move to your next home, we can help you leverage your equity and repayment history, to secure a competitive deal. As you've worked hard to own a home of your own, and now it's time to make the equity you've built work hard for you. We also know you're busy, which is why we'll liaise with your lender, real estate agent, buyers agent, and conveyancer on your behalf.

I want to invest in Commercial Real Estate, can you help me get a Commercial Loan?

Whether you're looking to invest in office space or warehousing for your own business, or have found an attractive commercial property investment opportunity – we will scour the market for appropriate commercial loan options, and help you present a compelling application to the lender. We'll help you understand the numbers, so you enter any agreement with eyes wide open and we'll also help you leverage your existing equity, while maximising your cash flow to ensure the finance solution fits in with your existing commitments and lifestyle goals.

Does Campbell and Barr Finance help with Business Loans?

We work with business owners who want to invest in assets and equipment to drive their business forward. Purchasing the assets you need to build your business is exciting, and there are a lot of options available. We analyse your business and then scour the market to secure competitive solutions. If it's equipment finance your after, from agriculture to medicine, we work with an array of business owners who need to invest in expensive equipment to operate their businesses.

Do you help property investors organise an investment loan?

We have access to a wide range of lenders and can help you secure an investment loan that will support your overall property strategy. We'll be on your side to help you leverage your equity to expand your property portfolio. We'll also help you restructure your finance to free up equity to invest. To invest smarter, we can help maximise gearing benefits and cash flow to make sure your loans are life-enhancing.

Can you help be finance my new build or renovation?

There are a lot of reasons you might want to build your own home, and the important part is making sure you have purpose-built finance behind you. This is where we come in! We can work with you to organise a Construction Loan, which means funds are released as you reach each milestone of the new home build. The other benefit is that while the build is underway, you'll only need to pay interest – not the principal.

Do you help first home buyers?

For first timers, buying a home can feel daunting. We work alongside you so you know what's going on every step of the way. We'll advise you on which government grants you may be eligible for, and then show you how to apply. We also know what the banks are looking for and can craft a compelling home loan application – always making sure you secure finance you a can live with.

Can you help me get a better deal on my existing loan?

Home loan land is competitive and constantly shifting; what suited you two years ago may not be your best bet today. We can help you refinance your loan and can negotiate with your existing lender to try to secure more favourable terms on your home loan. We'll also scour the market for competitive offers, and then handle the process of switching lenders.