Refinance your Loan

At Campbell and Barr Finance, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan

5.0

from 54 Reviews

Image for Refinancing

Refinance your Home Loan or Investment Loan with our expert help

Refinancing your loan can seem like a daunting task, but it's a strategic move that can offer immense financial benefits, including lower interest rates, reduced monthly payments, or the chance to shorten the term of your mortgage. It's the perfect opportunity to reassess your financial goals and make your mortgage work better for you. At Campbell and Barr Finance, we understand the importance of making informed decisions about refinancing. Our expert mortgage brokers, strategically located in Sydney, Melbourne, Gold Coast, and Adelaide, are dedicated to providing personalised advice tailored to your individual circumstances.

When you choose Campbell and Barr Finance to guide you through the refinancing process, you're not just getting a broker; you're gaining a partner who's committed to finding you the best possible deal. Our brokers delve into a wide array of lending options to ensure that; when you refinance, it aligns with your financial aspirations and lifestyle goals. They're equipped with the latest market insights and have a comprehensive understanding of the complexities involved in refinancing.

Refinancing with the assistance of Campbell and Barr Finance means you'll have support every step of the way. Our team is known for their integrity, transparency, and dedication to achieving the best outcomes for our clients. With our expertise, refinancing can be a smooth, straightforward process that helps you secure your financial future. Let our seasoned mortgage brokers unlock the potential benefits of refinancing for you, ensuring your journey towards financial improvement is a successful one.

How much could you save?

Get an estimate of your savings in less than 60 seconds

Our Recent Reviews

Excellent mortgage Broker. I had great experience working with Laurence. He made the entire loan process smooth and stress -free. His communication was clear, professional and prompt throughout. He patiently walked me through every step, explained all my options clearly, and found the absolute best home loan for my situation. I couldn't have bought my property without his expertise. Thank you Laurence.

Anvesh Parikh

I had the great pleasure of having my home refinanced by Ian Barr of Campbell Barr and Finance earlier this year. I wish I had done it years ago as he managed to reduce the interest by a MASSIVE 2% lower than what my bank of 10 plus years had me on. My biggest regret is not working with a broker like Ian years ago as it would have saved me tens of thousands of dollars not to mention less stress over the years. I am now all set up to get my next investment property by following Ian's advice. Don't waste time with other brokers or banks, Ian is the guy who knows the back doors through the trap doors to the best deal in market. Thank you Ian for been THAT guy!

Damien Harrison

For someone who isnt across the financial field as much as others Ian made this process seemless. His patience and knowledge helped make refinancing an enjoyable experience. I'd highly recommend Ian to anyone

Luke Buzza

Cannot rate Ian highly enough! He was so patient and really held our hands when buying our first house. Ian answered all of our questions no matter the time of day and made sure we got the best rates. If you’re buying a house you NEEEED to chat with Ian!!

itsaimeecraig

Ian was recommended to my partner and I when we were buying our first home. He was great at explaining the many terms and conditions we didn't understand. He's a great bloke and was always available to chat whenever we needed some extra info!

Leigh Giollo

Scott is one of those rare mortgage brokers who makes the whole process feel easy and stress-free. He’s so friendly and easygoing, but at the same time he makes you feel like a priority every step of the way. He’s always ahead of the process, keeping things moving smoothly so you never feel left in the dark. What stood out most for me is that Scott doesn’t just treat you like another client—he gives you all the time of day, shares his knowledge clearly, and genuinely cares about the outcome. Through this process he’s become more than just a broker; he’s a trusted business acquaintance and a friend. I’d happily work with Scott again in the future and couldn’t recommend him more highly to anyone looking to buy. If you want someone who guides you seamlessly and actually makes the journey enjoyable, Scott’s your person. Thanks Scott! :)

LUV CREATIV

Frequently Asked Questions

Can you help me leverage my SMSF to purchase property?

The SMSF industry is highly-regulated – and rightly so! We will work closely with your financial adviser to ensure your SMSF remains compliant, without overburdening you with paperwork! We specialise in SMSF loans and have access to a wide range of specialist SMSF lenders, and insight into their closely-guarded lending criteria. We'll be on your side, using our proven track record in SMSF loans, and have refined our processes over time, to help you achieve your ideal outcome.

I want to purchase my next home, can you help?

If you're ready to move to your next home, we can help you leverage your equity and repayment history, to secure a competitive deal. As you've worked hard to own a home of your own, and now it's time to make the equity you've built work hard for you. We also know you're busy, which is why we'll liaise with your lender, real estate agent, buyers agent, and conveyancer on your behalf.

I want to invest in Commercial Real Estate, can you help me get a Commercial Loan?

Whether you're looking to invest in office space or warehousing for your own business, or have found an attractive commercial property investment opportunity – we will scour the market for appropriate commercial loan options, and help you present a compelling application to the lender. We'll help you understand the numbers, so you enter any agreement with eyes wide open and we'll also help you leverage your existing equity, while maximising your cash flow to ensure the finance solution fits in with your existing commitments and lifestyle goals.

Does Campbell and Barr Finance help with Business Loans?

We work with business owners who want to invest in assets and equipment to drive their business forward. Purchasing the assets you need to build your business is exciting, and there are a lot of options available. We analyse your business and then scour the market to secure competitive solutions. If it's equipment finance your after, from agriculture to medicine, we work with an array of business owners who need to invest in expensive equipment to operate their businesses.

Do you help property investors organise an investment loan?

We have access to a wide range of lenders and can help you secure an investment loan that will support your overall property strategy. We'll be on your side to help you leverage your equity to expand your property portfolio. We'll also help you restructure your finance to free up equity to invest. To invest smarter, we can help maximise gearing benefits and cash flow to make sure your loans are life-enhancing.

Can you help be finance my new build or renovation?

There are a lot of reasons you might want to build your own home, and the important part is making sure you have purpose-built finance behind you. This is where we come in! We can work with you to organise a Construction Loan, which means funds are released as you reach each milestone of the new home build. The other benefit is that while the build is underway, you'll only need to pay interest – not the principal.

Do you help first home buyers?

For first timers, buying a home can feel daunting. We work alongside you so you know what's going on every step of the way. We'll advise you on which government grants you may be eligible for, and then show you how to apply. We also know what the banks are looking for and can craft a compelling home loan application – always making sure you secure finance you a can live with.

Can you help me get a better deal on my existing loan?

Home loan land is competitive and constantly shifting; what suited you two years ago may not be your best bet today. We can help you refinance your loan and can negotiate with your existing lender to try to secure more favourable terms on your home loan. We'll also scour the market for competitive offers, and then handle the process of switching lenders.

Request a Call Back