Construction Loans

At Campbell and Barr Finance, we're Mortgage Brokers helping clients Australia-wide fund their new build or renovation with a Construction Loan

5.0

from 39 Reviews

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Use a Construction Loan to fund your new build or renovation

Construction loans can be quite a puzzle if you're not familiar with the nuts and bolts of how they work. But there's no need to navigate these waters alone. At Campbell and Barr Finance, we specialise in tailoring construction loans that fit perfectly with your project's specific needs, ensuring you have the financial scaffold in place to build your dream property. Whether it's a new family home or a commercial development, our expert mortgage brokers are here to guide you through the entire process.

Clients continue to choose us for their construction loan needs because we bring clarity to what can often be a complex and daunting process. Our team, based in key locations including Sydney, Melbourne, Gold Coast, and Adelaide, has deep local knowledge and a broad network, making it easier to secure favourable terms that align with your project requirements.

Construction loans differ significantly from traditional loans because they are disbursed in stages based on construction milestones. Understanding these unique conditions is where Campbell and Barr Finance excel. We pride ourselves on our ability to simplify the complexities of construction loans, providing peace of mind that your project is financially viable from the ground up. With our tailored support, expertise, and personalized service, embarking on your construction project becomes an exciting journey rather than a stressful endeavour.

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Our Recent Reviews

Ian recently assisted us with refinancing our home loan. His customer service, prompt & thorough communication, guidance and follow up was amazing. Ian made the entire process go so smoothly. Thank you so much, Ian. Your help was appreciated and I would recommend anyone who needs financial assistance to go through Campbell & Barr Finance!

Averley Ethell

It has been an outstanding experience working with Matt Campbell. Despite the current high interest rates, we have successfully secured 4 properties in the last year. As a property investor, a competent broker is crucial to my investment journey, and Matt has excelled in this role. I effectively negotiated various criteria with him, and he consistently delivered the results I expected from the bank. Thank you, Matt. I am committed to continuing our collaboration until I reach 10 properties. I wholeheartedly recommend his service and wish him the very best.

Farhana Akter

Ian has served as my financial broker for numerous years. He consistently demonstrates attentiveness and efficiency. I wholeheartedly recommend him without hesitation.

Jenny mai

Matt Campbell is an absolute superstar! Matt has been our broker for over 2 years, he helped us get our first property and continued to reach out and get us the best possible interest rates as they arose. We will continue to stay on as client's of Matt's for all our future endeavours!

Jade Mousley

Matt Campbell from Campbell and Barr Finance was efficient, supportive and looked at several lenders so we got the best deal and rates! Was a great experience buying our home.

Chelsea Hopper

Ian recently helped us refinance making the whole process stress free! He walked us through every step keeping us always informed and all along ensuring he had our best interests covered. Can't thank you enough and we will definitely be using Campbell and Barr Finance again!

Vanessa Centorame

Frequently Asked Questions

Can you help me leverage my SMSF to purchase property?

The SMSF industry is highly-regulated – and rightly so! We will work closely with your financial adviser to ensure your SMSF remains compliant, without overburdening you with paperwork! We specialise in SMSF loans and have access to a wide range of specialist SMSF lenders, and insight into their closely-guarded lending criteria. We'll be on your side, using our proven track record in SMSF loans, and have refined our processes over time, to help you achieve your ideal outcome.

I want to purchase my next home, can you help?

If you're ready to move to your next home, we can help you leverage your equity and repayment history, to secure a competitive deal. As you've worked hard to own a home of your own, and now it's time to make the equity you've built work hard for you. We also know you're busy, which is why we'll liaise with your lender, real estate agent, buyers agent, and conveyancer on your behalf.

I want to invest in Commercial Real Estate, can you help me get a Commercial Loan?

Whether you're looking to invest in office space or warehousing for your own business, or have found an attractive commercial property investment opportunity – we will scour the market for appropriate commercial loan options, and help you present a compelling application to the lender. We'll help you understand the numbers, so you enter any agreement with eyes wide open and we'll also help you leverage your existing equity, while maximising your cash flow to ensure the finance solution fits in with your existing commitments and lifestyle goals.

Does Campbell and Barr Finance help with Business Loans?

We work with business owners who want to invest in assets and equipment to drive their business forward. Purchasing the assets you need to build your business is exciting, and there are a lot of options available. We analyse your business and then scour the market to secure competitive solutions. If it's equipment finance your after, from agriculture to medicine, we work with an array of business owners who need to invest in expensive equipment to operate their businesses.

Do you help property investors organise an investment loan?

We have access to a wide range of lenders and can help you secure an investment loan that will support your overall property strategy. We'll be on your side to help you leverage your equity to expand your property portfolio. We'll also help you restructure your finance to free up equity to invest. To invest smarter, we can help maximise gearing benefits and cash flow to make sure your loans are life-enhancing.

Can you help be finance my new build or renovation?

There are a lot of reasons you might want to build your own home, and the important part is making sure you have purpose-built finance behind you. This is where we come in! We can work with you to organise a Construction Loan, which means funds are released as you reach each milestone of the new home build. The other benefit is that while the build is underway, you'll only need to pay interest – not the principal.

Do you help first home buyers?

For first timers, buying a home can feel daunting. We work alongside you so you know what's going on every step of the way. We'll advise you on which government grants you may be eligible for, and then show you how to apply. We also know what the banks are looking for and can craft a compelling home loan application – always making sure you secure finance you a can live with.

Can you help me get a better deal on my existing loan?

Home loan land is competitive and constantly shifting; what suited you two years ago may not be your best bet today. We can help you refinance your loan and can negotiate with your existing lender to try to secure more favourable terms on your home loan. We'll also scour the market for competitive offers, and then handle the process of switching lenders.

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